"Freedom lies in being bold." — Robert Frost... Most people think freedom means the absence of restriction. They think it means having no boundaries, no master, and no obligations. But that isn't freedom—that is just lawlessness, and it always leads to captivity. True freedom is found in the capacity to be bold. When you live in fear—fear of man, fear of failure, fear of rejection—you are a prisoner. You are constantly looking over your shoulder, editing your convictions, and

"Choices Have Consequences...some good and some bad with long-term impact...so choose wisely.” - MB We make hundreds of choices each day with most being autonomic. But then there a few choices requiring our brains to kick in. Unfortunately, there are also some choices which invoke our feelings and emotions to weigh in. You know the choices I'm referring to like throwing a co-worker under the bus to hide your shortcomings OR not telling your spouse or significant other the tru

"It’s not that I’m so smart, it’s just that I stay with problems longer." — Albert Einstein. Genius and talent are highly overrated in the marketplace. The world is full of brilliant people who started fast but quit the moment the trench got muddy or the "creditors" started shouting. The ultimate differentiator is simply the refusal to give up the ground. Fortitude is the capacity to stay in the pocket with a problem long after the initial adrenaline has evaporated. It is the

You must take personal responsibility. You cannot change the circumstances, the seasons, or the wind, but you can change yourself. That is something you have charge of." — Jim R. Do you find yourself blaming others or some entity for the consequences of YOUR choices and decisions? It is an easy place to turn to when things don't go 'your' way or aren't 'fair'. This action may give you a momentary 'feeling' of relief or even power, but unwarranted finger pointing will not like

"Commitment separates those who live their dreams from those who live their lives regretting the opportunities they have squandered." — Bill Russell. Commitment is the bridge between the "Daily Process" and the "Established Plan." In the Management of Human Affairs, it is easy to start with fire, but only commitment keeps the fire burning when the "storms and injuries" of the world try to douse it. Russell’s insight hits the bone: if you aren't committed to the specific groun

“Integrity is doing the right thing, even when no one is watching.” — C.S. Lewis… Integrity is rarely loud, and it’s almost never noticed in the moment. Most of the choices that shape us happen quietly—when there’s no recognition, no applause, and no one keeping score. Integrity doesn’t just describe who we are; it guides us. It steadies us when emotions pull, when shortcuts tempt, and when compromise feels easier. A divided life eventually divides the soul. What we pretend

Life is a gift. Every one of us has a certain number of days on the earth. How will you utilize your time so you can eventually look back and, like Paul, confidently say you finished well?

This post provides a number of financial resources endorsed by CHC for your reference. Ramsey Solutions https://www.ramseysolutions.com/?gad_source=1&gad_campaignid=197939186&gbraid=0AAAAAD_Z1jza5cO96aUUUfGs8Ddfw65lr Over three decades ago, Dave Ramsey turned around his money struggles and sparked a movement that has helped millions improve their finances—and their future. The Total Money Makeover Updated and Expanded: A Proven Plan for Financial Peace by Dave Ramsey Cro

…unless you have the cash in hand and the discipline to pay the balance due (not the minimum payment) each month (Prov 22:7). If you can accomplish this without fail, then only one credit card should be on hand for situations when cash and debit cards aren’t accepted or feasible (i.e. car rental, hotel reservations). Debt is never good, but in this world today most people will need to secure a mortgage on a house or pay for a catastrophic unexpected medical condition. This sa

Are you living paycheck to paycheck based on poor income producing choices? For many of us the job situation we are in is a result of choices made in the near and distant past. This scenario combined with poor spending choices can often result in a double whammy!! Are you living a life beyond your means just to feel good about yourself or to impress your friends or business associates? Are you playing the victim and saying you deserve whatever it is you want with no regard to

All the news about social injustice and societal inequality are tiring. It is my belief that God has a plan for each of us and has equipped us accordingly, but we have to enact His will. We all have a part to play in the trajectory of our lives. Sure some of us are born into difficult situations (by God’s will or the choices of others) but we must choose to rise above the situation. We must drop the blame game and accept responsibility for our choices, therefore getting on a

Wow is it difficult to be patient and allow your kids to make life impacting choices. All we can do is pray, pray, pray for them to make wise choices and not to get ahead of God’s will (1 Thes 5:16-18). This might be best demonstrated via a life story involving one of my sons. He grew up in a fairly conservative community with Christian values and was taught the value of earning a dollar. He did well in high school, was involved in extracurricular activities, AND worked part-