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Personal Finance


Thought For The Week - Integrity Defined
“Integrity is doing the right thing, even when no one is watching.” — C.S. Lewis… Integrity is rarely loud, and it’s almost never noticed in the moment. Most of the choices that shape us happen quietly—when there’s no recognition, no applause, and no one keeping score. Integrity doesn’t just describe who we are; it guides us. It steadies us when emotions pull, when shortcuts tempt, and when compromise feels easier. A divided life eventually divides the soul. What we pretend
20 hours ago1 min read


Thought For The Week - Life is a Gift
Life is a gift. Every one of us has a certain number of days on the earth. How will you utilize your time so you can eventually look back and, like Paul, confidently say you finished well?
Jan 51 min read


Financial Resources
This post provides a number of financial resources endorsed by CHC for your reference. Ramsey Solutions https://www.ramseysolutions.com/?gad_source=1&gad_campaignid=197939186&gbraid=0AAAAAD_Z1jza5cO96aUUUfGs8Ddfw65lr Over three decades ago, Dave Ramsey turned around his money struggles and sparked a movement that has helped millions improve their finances—and their future. The Total Money Makeover Updated and Expanded: A Proven Plan for Financial Peace by Dave Ramsey Cro
Jan 11 min read


No Credit Cards
…unless you have the cash in hand and the discipline to pay the balance due (not the minimum payment) each month (Prov 22:7). If you can accomplish this without fail, then only one credit card should be on hand for situations when cash and debit cards aren’t accepted or feasible (i.e. car rental, hotel reservations). Debt is never good, but in this world today most people will need to secure a mortgage on a house or pay for a catastrophic unexpected medical condition. This sa
Nov 27, 20252 min read


Living on the edge?
Are you living paycheck to paycheck based on poor income producing choices? For many of us the job situation we are in is a result of choices made in the near and distant past. This scenario combined with poor spending choices can often result in a double whammy!! Are you living a life beyond your means just to feel good about yourself or to impress your friends or business associates? Are you playing the victim and saying you deserve whatever it is you want with no regard to
Nov 27, 20253 min read


Hand Out vs Hand Up
All the news about social injustice and societal inequality are tiring. It is my belief that God has a plan for each of us and has equipped us accordingly, but we have to enact His will. We all have a part to play in the trajectory of our lives. Sure some of us are born into difficult situations (by God’s will or the choices of others) but we must choose to rise above the situation. We must drop the blame game and accept responsibility for our choices, therefore getting on a
Nov 27, 20252 min read


Wisdom & Patience
Wow is it difficult to be patient and allow your kids to make life impacting choices. All we can do is pray, pray, pray for them to make wise choices and not to get ahead of God’s will (1 Thes 5:16-18). This might be best demonstrated via a life story involving one of my sons. He grew up in a fairly conservative community with Christian values and was taught the value of earning a dollar. He did well in high school, was involved in extracurricular activities, AND worked part-
Nov 27, 20253 min read
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